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Tennessee Credit Union construction underway

Tennessee Credit Union will be relocating its Knoxville location further west, to the site of a former Sonic in the Lovell Heights area.

“This new location is to replace another location further east,” at 9212 Kingston Pike, TCU marketing manager Michelle Weatherwax said.

The move west was no mistake: “It’s a good area … it seems like a good, high-traffic area for a financial institution,” Weatherwax said.

Tennessee Credit Union has 11 locations across the state, counting its Knoxville location, which will relocate in the fall.

“We expect it to be completely finished by August,” Weatherwax said of the construction underway now.

The credit union is full-service, focusing on individual services.

“We offer mortgages, auto loans, savings accounts, checking accounts, money market accounts,” Weatherwax said. TCU also partners with a financial representative to help with brokerage services.

“We are not in business services right now, it is pretty much the individual, personal banking.

“As far as credit unions go, we pretty much offer the same services a bank would, but we are a not-for-profit business structure,” she added.

Furthermore, credit unions are “still in good operating condition and we’re still making loans” in the poor economy.

“Nothing’s really changed on our end. We haven’t tightened up … we always just make lending decisions in the best interest of our member,” Weatherwax said.

“That kind of contributes to a good, stable operating condition.

“In times like this, people can still look to credit unions for lending and other services,” she added.

Tennessee Credit Union, founded in 1950, is based out of Nashville.

The union was founded to serve Nashville city teachers, but has expanded to serve “a very broad and diverse membership,” Weatherwax said.

“Anybody who works within the field of education across the state of Tennessee is eligible to join us,” Weatherwax said.

“We also have 250 select employee groups we’ve partnered with across the state as well, so their employees can join.

“Anybody who lives or works in [Williamson and Hamblin] counties is eligible for membership,” she added.

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